I'm Grant,
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Mortgage Professional

Grant Mason is a Certified Mortgage Professional and founder of Mason Mortgage Group, powered by Princeton Mortgage. Recognized as a Top 1% Mortgage Originator in the United States by Mortgage Executive Magazine, Grant has built his business around one mission — helping homebuyers save money.

After seeing how expensive and outdated the mortgage process had become, Grant spent years building a lower-cost lending model focused on better rates, lower fees, and smarter financing strategies. His consulting-first approach has helped grow Mason Mortgage Group to over $100 million in production while saving clients an average of more than $12,000 per closing.

Today, Mason Mortgage Group continues to redefine the mortgage experience by delivering lower costs, better education, and a more client-focused approach to home financing.


Grant Mason NMLS# 2075270

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A conventional loan is a type of loan that doesn't have government backing or insurance, unlike FHA, VA, and USDA loans, which are insured by the government. Conventional mortgage loans, whether conforming or non-conforming, usually require a slightly larger down payment than some government loans. However, conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.

Your credit payment history is recorded in a file or report. These files or reports are maintained and sold by "consumer reporting agencies" (CRAs). One type of CRA is commonly known as a credit bureau. You have a credit record on file at a credit bureau if you have ever applied for a credit or charge account, a personal loan, insurance, or a job. Your credit record contains information about your income, debts, and credit payment history. It also indicates whether you have been sued, arrested, or have filed for bankruptcy.

On a conventional mortgage, when your down payment is less than 20% of the purchase price of the home mortgage lenders usually require you get Private Mortgage Insurance (PMI) to protect them in case you default on your mortgage. Sometimes you may need to pay up to 1-year's worth of PMI premiums at closing which can cost several hundred dollars. The best way to avoid this extra expense is to make a 20% down payment, or ask about other loan program options.

It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month. Your savings depends on your income, budget, loan amount, and interest rate changes. Your trusted lender can help you calculate your options.

An Appraisal is an estimate of a property's fair market value. It's a document generally required (depending on the loan program) by a lender before loan approval to ensure that the mortgage loan amount is not more than the value of the property. The Appraisal is performed by an "Appraiser" typically a state-licensed professional who is trained to render expert opinions concerning property values, its location, amenities, and physical conditions.

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Grant mason Mortgage Group powered by princeton mortgage

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Grant mason Mortgage Group powered by princeton mortgage

Mortgage Financial Advisors in Nashville, Franklin, Brentwood

At Grant Mason Mortgage Group, we understand that every homeowners journey is unique, and we are dedicated to providing tailored mortgage loan solutions that meet the individual needs of our clients. With a wide range of loan types, including FHA Loans, VA Loans, Jumbo Loans, Conventional Loans, and Non-QM Loans, we strive to make the financing process as seamless and stress-free as possible. Our team of experienced mortgage loan officers is always ready to guide you through the application process, helping you find the best option for your financial situation.

In addition to our diverse loan options, we also offer various refinancing programs such as FHA Streamline, FHA Cash Out, VA Streamline, VA Cash Out, Conventional, and Jumbo loans. We believe that refinancing should be a straightforward experience, whether you're looking to lower your monthly payments or access cash for other needs. Our knowledgeable staff will assist you in exploring the available refinance options, ensuring you make informed decisions every step of the way.

At Grant Mason Mortgage Group, we go beyond standard mortgage products to provide a wide array of additional programs designed to support our clients. Whether you're considering a 1099 Loan, need Down Payment Assistance, or are a self-employed individual seeking Bank Statement Loans, we have the resources to help you succeed. Our commitment to first-time homebuyers is evident in our specialized First Time Homebuyer Loans, and our 100% Financing options ensure that homeownership is accessible for everyone. We also cater to investors with our DSCR and Hard Money Loans, offering flexibility and competitiveness in the market.

Nashville is a vibrant city known for its rich musical heritage and lively culture. As a loan officer serving this dynamic market, I take pride in helping clients navigate the home-buying process in the heart of Tennessee. Nashvilles diverse neighborhoods and booming real estate market present a wealth of opportunities for buyers. Whether you're looking for a cozy home or a chic urban apartment, we are here to help you secure the right financing. Our extensive knowledge of the local market enables us to provide tailored advice and solutions that meet the specific needs of Nashville residents.

Franklin, with its charming historic district and picturesque landscapes, offers a unique blend of small-town charm and modern amenities. At Grant Mason Mortgage Group, we understand the distinct needs of those looking to buy or refinance a home in Franklin. Our team is committed to finding the best mortgage solutions for families and individuals looking to settle in this beautiful city. With our range of loan options, including FHA and VA Loans, we can assist you in making your dream of homeownership a reality while ensuring a smooth and enjoyable experience.

Brentwood is another wonderful city we proudly serve, known for its excellent schools and family-friendly atmosphere. As a loan officer in Brentwood, I am passionate about helping clients find the perfect home in this thriving community. With the growing demand for homes in Brentwood, it’s essential to have the right mortgage product that fits your financial situation. Our approach is to provide personalized service and expert guidance, allowing you to explore various financing options that align with your goals. Whether you're a first-time homebuyer or looking to refinance, were here to assist you every step of the way.

At Grant Mason Mortgage Group, we believe that our clients deserve exceptional service, regardless of their financial circumstances. We strive to create a welcoming and supportive environment for everyone, and we are committed to helping you achieve your homeownership dreams. With our extensive range of mortgage products, refinancing options, and specialized programs, we are well-equipped to meet your needs. Together, we can navigate the complexities of the mortgage process, ensuring you have the best experience possible as you embark on this exciting journey.

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